Real estate appraisal services for homeowners in the city of Americus and Sumter CountyCheck out the top 7 reasons Georgia homeowners need Folsom Appraisal Service, LLC:
At Folsom Appraisal Service, LLC, we understand the special needs of a customer looking for appraisal services. Our usual business clients understand the appraisal process and the standard reporting formats. Being a regular person not in the real estate industry that ordinarily doesn't see an appraisal on a regular basis, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value assessment than yours.Challenging Sumter County's assessment of your propertyLet's say you live in a region that's declining -- your local tax assessor may have your house overvalued. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an appraisal from Folsom Appraisal Service, LLC is your chief weapon when contesting your property tax assessment.Need to cancel PMI?An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We are seasoned in helping folks just like you dismiss unnecessary PMI insurance.Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be difficult from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Folsom Appraisal Service, LLC can help you reinstate your HELOC.We Also Provide Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for precision or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Folsom Appraisal Service, LLC offers field reviews where we'll go out and check the subject and comps. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal? Folsom Appraisal Service, LLC can help you with that. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house. |
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